Insights
Insights
A Smarter Way to Start the Year: A Banker’s Guide to Your New Year’s Financial Resolutions
From Stocking Fillers to Legacy Planning: Your Christmas Financial Gifting Guide
Artificial intelligence: the promises and the perils
The fluid, fast-moving and often conflicting narratives around artificial intelligence (AI) are challenging for all of us. In the popular imagination, the pendulum swings between exciting opportunity and existential threat with dizzying speed.
What the 2025 Budget means for wealthier individuals
With public finances under intense pressure, the Autumn budget has delivered significant tax changes from a government determined to ensure that ‘the wealthiest are to contribute the most’. Chancellor Rachel Reeves’ 2025 Budget has attempted to stabilise government debt, meet government spending commitments and fund ambitious investment in public services and infrastructure, all while honouring a manifesto pledge not to increase income tax, National Insurance or VAT.
What the 2025 Budget will mean for wealthy individuals – a private banker’s perspective
For many financially successful individuals, government budgets are no longer moments of shock or surprise. Instead, they have become part of a steady reshaping of the UK’s tax landscape, where the direction of travel matters more than any single announcement.
Client Satisfaction Survey 2025
In our latest satisfaction survey, conducted earlier in 2025, we asked clients about their experience of banking with us. We do this to understand how well we are performing from their perspective and to learn if there are any services that they would like us to consider or to improve upon. This helps us, where necessary, to adjust our services to better meet their needs.
Dispelling the myths about ‘typical’ Private Banking clients.
There’s a popular misconception that private banks are only really for the Lords and Ladies, leaders of industry or sporting superstars. Don’t get me wrong – we’re pleased to have clients like this – but are they a typical private banking client? At Hampden Bank, I’d have to say the answer is ‘no’.